Insurance Requirements
A Certificate of Insurance will be furnished by the Seller. The certificate(s) shall be completed by the Seller’s authorized agent and submitted to the District’s Purchasing Department. All insurance policies shall be written on companies authorized to do business in the State of Florida. The Seller shall not commence any work until it has obtained all of the following types of insurance and shall maintain such insurance as will protect him/her from claims which may arise out of or result from the Seller’s operations. The District shall be exempt from, and in no way liable for, any sums of money which may represent a deductible in any insurance policy. The payment of such deductible shall be the sole responsibility of the Seller and/or subconsultant providing such insurance. The District(s) shall mean Village Center Community Development District, Sumter Landing Community Development District, Village Community Development Districts 1-10 and/or North Sumter County Utility Dependant District.
- General Liability. The Seller shall obtain, and maintain General Liability Insurance in an amount no less than $1,000,000 per occurrence and $1,000,000 general aggregate for Bodily Injury and Property Damage. Insurance shall protect the Seller, subconsultants and subcontractors from claims for damage for personal injury, including accidental death, as well as claims for property damages which may arise from the Seller’s operations.
- Additional Insured. The Certificate Holder shall be named as Additional Insured on General Liability
- Waiver of Subrogation. A Waiver of Subrogation shall be noted on General Liability
- General Aggregate Limit. The general aggregate limit shall apply per project
- Automobile Liability InsuranceAll automobiles and trucks the Seller may use in connection with their operations must be covered. The limit of liability for this coverage shall be a minimum combined single limit of $500,000 per occurrence for bodily injury and property damage. This is to include owned, hired, and non-owned vehicles.
- Additional Insured. The Certificate Holder shall be named as Additional Insured on Automobile Liability Insurance
- Waiver of Subrogation. A Waiver of Subrogation shall be noted on Automobile Liability Insurance
- Excess Liability Insurance (Umbrella Policy) This is not required but may compensate for a deficiency in General Liability or Automobile Liability Insurance coverage limits.
- Workers’ Compensation Insurance. As required by the State of Florida, the Seller and any subconsultants or subcontractors shall comply fully with the Florida Worker’s Compensation Law. The Seller must provide certificate of insurance showing Worker’s Compensation coverage.
CERTIFICATE INFORMATION
- The name of the insured Seller, the name of the insurer, the number of the policy, its effective date and its termination date
- The CERTIFICATE HOLDER as:
Village Center Community Development District
Sumter Landing Community Development District
Village Community Development Districts 1 – 10
North Sumter County Utility Dependant District
1894 Laurel Manor Drive
The Villages, FL 32162
- Certificates with a Written Contract clause will not be accepted
- Statement that the insurer will mail notice to the District at least thirty (30) days prior to any material changes in provisions or cancellation of the policy
The Seller shall require of each its subconsultants and/or subcontractors to procure and maintain during the life of its subcontract, insurance of the type specified above or insure the activities of its subconsultants and/or subcontractors in its policy as described above.
The District reserves the right to modify the insurance requirements set forth at anytime.
Thank you for your continued interest in doing business with the Village Community Development Districts. Insurance paperwork and questions can be directed to:
Village Community Development Districts
Purchasing Department
1894 Laurel Manor Drive
The Villages, FL 32162
Phone: (352) 751-6700
Fax: (352) 751-6715
Email: angela.harvey@districtgov.org